Debit Card Services

MasterCard Debit Card

The Citizens State Bank MasterCard Debit Card offers many benefits including:

GREATER CONVENIENCE – Your MasterCard Debit Card can be used to get cash at ATM’s wherever you see the logos that are on the back of your card, PLUS you can use it to make purchases anywhere MasterCard Debit Cards are accepted.
FASTER PAYMENT – The MasterCard Debit Card works as an “electronic check” giving you immediate access to your checking account. Now, the hassles of carrying a checkbook and waiting for check approval are gone. Record keeping is easy because purchases are automatically deducted from your checking account and are itemized on your monthly account statement.
MORE SAFETY – Your MasterCard Debit Card is the safest, easiest way to pay for purchases. Now you don’t have to carry lots of cash when shopping.


If you suspect unauthorized use of your card or if your card is lost or stolen, report this immediately by calling the LOST OR STOLEN CARD HOT LINE 1-800-500-1044.

Anti-Fraud Tips

  1. Never, ever give your PIN to anyone and never, ever carry your PIN in your wallet or purse where your debit card is kept.
  2. Avoid using your Debit Card for purchases on the Internet or over the phone. Know who you are dealing with. Person to person transactions are the safest.
  3. Check your account transactions regularly by using our ON-LINE Internet Banking service. If you suspect unauthorized usage of your debit card, call Citizens State Bank 903-322-4256 immediately during regular banking hours or call the Debit Card Hot Line anytime at 800-500-1044.