Business Checking Accounts

Account disclosures detailing terms and conditions of specific accounts are available upon request by calling us at any one of our locations. Terms and fees may be changed by us at any time after reasonable notice to you as provided by law.

Small Business Checking Account

  • Minimum balance to open this account is $100.00
  • Minimum balance to avoid a fee—if your balance falls below $500.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle
  • Deposit limitations – You may make unlimited deposits into your account
  • Monthly statement with check images enclosed
  • MasterCard Debit Card available
  • Unlimited check writing ability
  • ACH deposits and withdrawals
  • Internet access to account

Commercial Checking Account

  • Minimum balance to open this account is $100.00
  • Minimum balance to avoid a fee- If your balance falls below $500.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle
  • Deposit limitations: You may make unlimited deposits to your account
  • Unlimited check writing ability
  • Monthly statement with check images enclosed
  • MasterCard Debit Card available
  • ACH deposits and withdrawals
  • Internet access to account

Commercial Now Checking Account

Designed for sole proprietorship, Unincorporated Non Profit Organizations and Government Unit

  • Minimum balance required to open this account is $100.00
  • Minimum balance to avoid a fee-If your balance falls below $1,000.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle
  • Deposit Limitations- You may make unlimited deposits into your account
  • Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account
  • Compounding frequency- Interest will be compounded daily
  • Crediting frequency-Interest will be credited into this account monthly
  • Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest
  • Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily
  • Monthly statement with check images enclosed
  • Unlimited check writing
  • MasterCard Debit Card available
  • ACH deposits and withdrawals
  • Internet access to account

Check our Deposit Rates

Commercial Preferred Investment Checking Account

  • Minimum balance to open-The minimum balance required to open this account is $100.00
  • Minimum balance to obtain the disclosed annual percentage yield-You must maintain a minimum daily balance of $1000.00 in your account each day to obtain the disclosed annual percentage yield
  • Minimum balance to avoid a fee- If your balance falls below $1,000.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle
  • Deposit limitations- You may make unlimited deposits into your account
  • Accrual of interest on noncash deposits- Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account
  • Compounding frequency- Interest will be compounded daily
  • Crediting frequency-Interest will be credited into this account monthly
  • Effect of closing an account-If you close your account before interest is paid you will not receive the accrued interest
  • Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Rate information- at our discretion, we may change the interest rates for this account. The interest rate(s) and annual percentage yield(s) may change daily
  • Withdrawal limitations- a $10.00 Service Charge for excess withdrawal penalty will be assessed on all withdrawals exceeding limit
  • Limitations on frequency of transfers- During any month you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party
  • Additional Terms. If transfer or withdrawal limits are exceeded 3 times within a 12 month period, account will be closed or a non-limited transaction checking account will be opened
  • Variable Tier Rate Interest
  • Monthly statement with check images enclosed
  • ACH deposits and withdrawals
  • MasterCard Debit Card available
  • Internet access to account

Check our Deposit Rates