COVID-19 Update

 To limit close contact, we recommend using:



Online Banking
(Account info, transfer funds, pay bills, view e-Statements, order checks)

Mobile Banking
(Account info, transfer funds, pay bills, deposit checks)

 Contact our customer service staff for help with any of our Online or Mobile Banking products or with any questions you may have.

903-322-4256       844-603-6296         903-322-3636 



Open a New Account Online  

Open a Checking, Savings, or HSA Account online - Go to "Personal" in the Navigation Bar and click on Account type and then  "Open an Account".            



Health & Safety Amid COVID-19

At Citizens State Bank, the health and well-being of our customers, employees, and communities are of utmost importance to us. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19). We are committed to being responsive to the needs of our customers as the situation evolves, and we continue to monitor the Centers for Disease Control and Prevention (CDC) and World Health Organizations (WHO) for the latest developments.

We strongly encourage you to access and use Citizens State Bank’s digital tools and other resources for 24/7 account access and to conduct banking business. You can access your accounts through our 24 Hour Telephone Voice Access service (1-903-322-3636), Toll Free number (844-603-6296), Online Banking, or the CSB Mobile Banking App at your convenience.



Online Banking

Mobile Banking App

Access Account Information
(View transactions, check balances)



Transfer Funds



Pay Bills



View e-Statements



Order Checks



Deposit Checks




If you haven’t enrolled in Online Banking, it only takes a few minutes. Enroll now at Once you’ve enrolled in Online Banking, you can download and log in to the CSB Mobile Banking App, available in the Apple Store or Google Play.


We also understand that there may be instances where customers find themselves facing financial difficulties. Citizens State Bank is here to help, and we encourage customers who may be impacted to reach out to discuss how we might be of assistance.


Again, the health, safety and well-being of our customers, employees, and communities are our top concern. We will continue to monitor this quickly evolving situation and are here to assist our customers as needed. Please continue to visit our website ( and Facebook pages for any updates, and should you find yourself in need of assistance, please contact us.


For additional information about COVID-19, visit the Centers for Disease Control and Prevention at

Download Our Mobile App!