Home
About us
Internet Banking
Products & Services
Debit Card Services
New Services
Applications
Current Rates
Current Rates
ISB Insurance
Links
Contact Us
Privacy Policy

Rates for Citizens State Bank effective as of:
July 14, 2010.

Rates Subject to change without notice.
NOW ACCOUNT

FEES COULD EFFECT EARNINGS ON ACCOUNT.

This is a variable rate account; rate(s) and APY(s) may change after account is opened. You must maintain a minimum daily balance of $1,500.00 to obtain disclosed annual percentage yield.

Rate Annual Percentage Yield Minimum Opening Deposit Mimimum to Obtain Yield
0.500% 0.500% $1,500.00 $1,500.00


SUPER NOW ACCOUNT

FEES COULD EFFECT EARNINGS ON ACCOUNT.

This is a variable rate account; rate(s) and APY(s) may change after account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain disclosed annual percentage yield.

Rate Annual Percentage Yield Minimum Opening Deposit Mimimum to Obtain Yield
0.750% 0.750% $2,500.00 $2,500.00


PREFERRED INVESTMENT ACCOUNT

FEES COULD EFFECT EARNINGS ON ACCOUNT.

This is a variable rate account; rate(s) and APY(s) may change after account is opened. You must maintain a minimum daily balance of $1,000.00 to obtain disclosed annual percentage yield.

Deposit Amount Rate Annual Percentage Yield Mimimum to Obtain Yield
$1,000.00 - $4,999.99 1.000% 1.00% $1,000.00
$5,000.00 - $9,999.99 1.150% 1.16% $5,000.00
$10,000.00 - $24,999.99 1.250% 1.25% $10,000.00
$25,000.00 - $49,999.99 1.350% 1.36% $25,000.00
$50,000.00 and above 1.450% 1.45% $50,000.00


SAVINGS ACCOUNT

FEES COULD EFFECT EARNINGS ON ACCOUNT.

This is a variable rate account; rate(s) and APY(s) may change after account is opened. You must maintain a minimum daily balance of $100.00 to obtain disclosed annual percentage yield.

Minimum Opening Deposit Rate Annual Percentage Yield Mimimum to Obtain Yield
$100.00 1.000% 1.00% $100.00


CHRISTMAS CLUB SAVINGS ACCOUNT

FEES COULD EFFECT EARNINGS ON ACCOUNT.

This is a variable rate account; rate(s) and APY(s) may change after account is opened. You must maintain a minimum daily balance of $25.00 to obtain disclosed annual percentage yield.

Minimum Opening Deposit Rate Annual Percentage Yield Mimimum to Obtain Yield
$25.00 1.000% 1.00% $25.00


Rates for Citizens State Bank effective as of:
July 14, 2010.

Rates Subject to change without notice.
CERTIFICATES OF DEPOSIT
You must maintain a minimum daily balance of $1,000.00 to obtain disclosed annual percentage yield. A penalty may be imposed for early withdrawal.

Term Length Rates Annual Percentage Yield Minimum Opening Deposit Mimimum to Obtain Yield
1 Month 1.150% 1.16% $1,000.00 $1,000.00
3 Months 1.150% 1.15% $1,000.00 $1,000.00
6 Months 1.450% 1.45% $1,000.00 $1,000.00
12 Months 1.600% 1.61% $1,000.00 $1,000.00
18 Months 1.800% 1.81% $1,000.00 $1,000.00
24 Months 1.900% 1.91% $1,000.00 $1,000.00
36 Months 2.050% 2.06% $1,000.00 $1,000.00
48 Months 2.700% 2.72% $1,000.00 $1,000.00

ROTH IRA CERTIFICATES OF DEPOSIT
You must maintain a minimum daily balance of $500.00 to obtain disclosed annual percentage yield. A penalty may be imposed for early withdrawal.

Term Length Rates Annual Percentage Yield Minimum Opening Deposit Mimimum to Obtain Yield
3 Months 3.150% 3.18% $500.00 $500.00
12 Months 3.150% 3.18% $500.00 $500.00
60 Months 3.150% 3.18% $500.00 $500.00

TRADITIONAL IRA CERTIFICATES OF DEPOSIT
You must maintain a minimum daily balance of $1,000.00 to obtain disclosed annual percentage yield. A penalty may be imposed for early withdrawal.

Term Length Rates Annual Percentage Yield Minimum Opening Deposit Mimimum to Obtain Yield
3 Months 3.150% 3.18% $1,000.00 $1,000.00
12 Months 3.150% 3.18% $1,000.00 $1,000.00
18 Months 3.150% 3.18% $1,000.00 $1,000.00
30 Months 3.150% 3.18% $1,000.00 $1,000.00