Personal Checking Accounts
Account disclosures detailing terms and conditions of specific accounts are available upon request
by calling us at any one of our locations. Terms and fees may be changed by us at any time after
reasonable notice to you as provided by law.
No Frills Checking Account
- Minimum balance to open this account is $100.00
- Minimum balance to avoid a fee—if your balance falls below $100.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle.
- Deposit limitations – You may make unlimited deposits into your account
- Additional Terms: Images of cancelled checks/deposits will not be returned with your monthly statement.
- Children under 18 years old and Senior Citizens 65 years or over are exempt from service charge
- Check Card available
- Unlimited check writing ability
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Designed for personal accounts
Personal Checking Account
- Minimum balance to open this account is $500.00
- Minimum balance to avoid a fee- If your balance falls below $500.00 on any day in the statement cycle, your account will be subject to a $10.00 Service Charge for that statement cycle.
- Deposit limitations: You may make unlimited deposits to your account.
- Children under 18 years and Senior Citizens 65 years and older are exempted from service charge upon notification to the bank.
- Unlimited check writing ability
- Monthly statement with check images enclosed
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Designed for personal accounts
Silver Bison Club Checking Account
- Minimum balance to open—The minimum balance required to open this account is $500.00
- Deposit limitations- You may make unlimited number of deposits to your account
- Additional Terms: Silver Bison Club Checking Accounts are for customers under the age of 55. A Club Fee of $10.00, $11.00 or $12.00 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* Selected. See CLUB ACCT ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Unlimited check writing ability
- Monthly statement with check images enclosed
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Free 300 wallet club check
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC))
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Preferred Silver Bison Club Checking Account
- Minimum balance to open- The minimum balance required to open this account is $500.00
- Deposit limitations- You may make an unlimited number of deposits into your account
- Additional terms- The following additional terms apply to this account: Preferred Silver Bison Club Checking Account is for customers 55 years or older. A Club Fee of $6.75, $7.75 or $8.75 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* selected. SEE CLUB ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Unlimited check writing ability
- Monthly statement with check images enclosed
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Free 300 wallet club checks
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC)).
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Now Checking Account
- Minimum balance required to open this account is $1,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $1500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee-If your balance falls below $1,500.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit Limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited check writing
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Designed for individuals, sole proprietorship, Unincorporated Non Profit Organizations
and Government Unit
Check our Rates>
Silver Bison Club Now Checking Account
- Minimum balance required to open this account is $1,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $1500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee-If your balance falls below $1,500.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit Limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited check writing
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Additional Terms: Silver Bison Club Now Checking Accounts are for customers under the age of 55. A Club Fee of $10.00, $11.00 or $12.00 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* Selected. See CLUB ACCT ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Free 300 wallet club checks
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC))
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Check our Rates>
Preferred Silver Bison Club Now Checking Account
- Minimum balance required to open this account is $1,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $1500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee-If your balance falls below $1,500.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit Limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited check writin
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Additional terms: Preferred Silver Bison Club Now Checking Account is for customers 55 years or older. A Club Fee of $6.75, $7.75 or $8.75 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* selected. SEE CLUB ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Free 300 wallet club checks
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC))
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Check our Rates>
Super Now Checking Account
- Minimum balance to open-The minimum balance to open this account is $2,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee- If your balance falls below $2,500.00 on any day in the month, your account will be subject to a $15.00 Service Charge for that month.
- Deposit limitation- You may make an unlimited number of deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency- Interest will be credited into this account monthly
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
- Rate Information-At our discretion, we may change the interest rate for this account. The interest rate and annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited Check Writing
- Check Card Available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Designed for individuals, sole proprietorship,
Unincorporated Non Profit Organizations and Government Units
Silver Bison Club Super Now Checking Account
- Minimum balance required to open this account is $2,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee-If your balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit Limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited check writing
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Additional Terms: Silver Bison Club Super Now Checking Accounts are for customers under the age of 55. A Club Fee of $10.00, $11.00 or $12.00 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* Selected. See CLUB ACCT ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Free 300 wallet club checks
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC))
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Check our Deposit Rates>
Preferred Silver Bison Club Super Now Checking Account
- Minimum balance required to open this account is $2,500.00
- Minimum balance to obtain the disclosed annual percentage yield- You must maintain a minimum daily balance of $2500.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee-If your balance falls below $2,500.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit Limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits-Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account- If you close your account before interest is paid, you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Rate information- At our discretion, we may change the interest rate for this account. The interest rate and the annual percentage yield may change daily.
- Monthly statement with check images enclosed
- Unlimited check writing
- Check Card available
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Additional terms: Preferred Silver Bison Club Super Now Checking Account is for customers 55 years or older. A Club Fee of $6.75, $7.75 or $8.75 will be deducted from your account each month depending on the amount of Accidental Death and Dismemberment Insurance* selected. SEE CLUB ENVELOPE PROVIDED TO YOU FOR BENEFITS IN PLAN.
- Free 300 wallet club checks
- Accidental Death & Dismemberment Insurance* (*This product is NOT INSURED by the Federal Deposit Insurance Corporation (FDIC))
- Free-Traveler’s Checks for One
- Free-Money Orders
- Free-Notary Service
- Free-Automatic Funds Transfer
- Free-Photocopies
- Free-Stop Payments
- Free-Statement Update Printouts
- Travel & Entertainment Discounts
- Lost Key Return
- Credit Card Protection
- Grocery Coupons
- Designed for Personal Accounts only
Check our Deposit Rates>
Preferred Investment Checking Account
- Minimum balance to open-The minimum balance required to open this account is $1,000.00.
- Minimum balance to obtain the disclosed annual percentage yield-You must maintain a minimum daily balance of $1000.00 in your account each day to obtain the disclosed annual percentage yield.
- Minimum balance to avoid a fee- If your balance falls below $1,000.00 on any day in the statement cycle, your account will be subject to a $15.00 Service Charge for that statement cycle.
- Deposit limitations- You may make unlimited deposits into your account.
- Accrual of interest on noncash deposits- Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
- Compounding frequency- Interest will be compounded monthly
- Crediting frequency-Interest will be credited into this account monthly.
- Effect of closing an account-If you close your account before interest is paid you will not receive the accrued interest.
- Daily balance computation method-Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
- Rate information- at our discretion, we may change the interest rates for this account. The interest rate(s) and annual percentage yield(s) may change daily.
- Withdrawal limitations- a $7.50 Service Charge for excess withdrawal penalty will be assessed on all withdrawals exceeding limit.
- Limitations on frequency of transfers- During any month you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.
- Additional Terms. If transfer or withdrawal limits are exceeded 3 times within a 12 month period, account will be closed or a non-limited transaction checking account will be opened.
- Variable Tier Rate Interest
- Monthly statement with check images enclosed
- ACH deposits and withdrawals
- Internet access to account
- 24 Hour Voice access to account
- Designed for individuals and businesses
Check our Deposit Rates>
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