Welcome to Citizens State Bank of Buffalo
Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, and Navarro counties. Established in 1925, Citizens State Bank has been serving Leon and surrounding counties for over seventy-five years.
Citizens State Bank presently offers products to make banking easier and more convenient for its customers. We offer 24-hour touch-tone banking, an ATM at all locations, Internet Banking, MasterCard & Visa credit cards, MasterCard Debit Cards, and a wide assortment of savings, checking and loan products. Convenient banking hours are available to our customers that include Saturday lobby and drive-in services.
Citizens State Bank values its customers and we are committed to providing excellent customer service. If you are currently one of our valued customers, we would like to take this opportunity to thank you for your business. If you are looking for a bank where you are more than just a number, we would welcome the opportunity to serve all of your banking needs.
Change in Terms & Conditions: Effective July 21, 2011, if we place a hold on your deposit, the first $200.00 of your deposit will be available on the first business day following your deposit. Effective August 1, 2011, Citizens State Bank’s Overdraft Fee and Return Item Fee will increase to $30.00 per item.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information, visit www.fdic.gov.